PATH offers a solution to employers to keep them moving forward.

Whether you sponsor a 401(k), 403(b), Defined Benefit, or Cash Balance Plans, PATH works with you to develop the right customized model for your Company:


PATH increases the operational efficiency for your Company by reducing inefficiencies and streamlining operational procedures.


PATH’s industry experts present unique solutions to Employers to reduce employer exposure, and minimize fiduciary liability.


PATH reduces the overall operating costs of managing your retirement plan and allows executives to focus on the business.


What We Do

PATH will evaluate the current structure of your Plan, provide measurable data analytics to evaluate and improve any deficiencies. Based on the results, a customized strategy will be developed for the Plan for review and implementation. Proactive plan management strategies are crucial to a successful Plan. PATH will guide you through changes in corporate restructuring, changes in management and changes in providers for smooth transitions that look out for your Company.

The key to PATH is the simplicity of the process:

  • The employer partner provides their employees with PATH benefits information
  • The employee contacts PATH to discuss their individual needs
  • PATH’s experts customize a solution for the individual participant
  • PATH executes a timely request for processing
  • The employee gets a quick resolution to their financial concerns

Employer Benefits

PATH looks at all providers objectively and guides executives through the process of all changes including changes in the tax laws. PATH Interprets the changes and evaluates how to take advantage of any changes for your Company. The individual, customized solution is what you need to ensure the right model is in place. PATH helps:

Reduce the burden on internal staff

Provide objective expertise

Provide updates to Management throughout the year


Employee Benefits

In a time of uncertainty, people need good, solid information; they want answers to their questions yesterday; and they deserve to know their privacy will be protected. PATH provides employees:

Immediate, secure access to information

Answers to their unique and specific questions

Streamlined processing of transactions and continual updates throughout the process

Who We Are

PATH is an independent partner for employees at companies large and small, and a key contributor to corporate leaders as they strive to attract and retain highly-skilled talent.

Our trained professionals have over 30 years of financial expertise and are constantly learning and updating their skills to stay on top of the ever-changing retirement services benefits and requirements. Our trained professionals have over 30 years of financial expertise and are constantly learning and updating their skills to stay on top of the ever-changing retirement services benefits and requirements.

We are an experienced, knowledgeable team of professionals regionally-based across the United States who work hard to understand each person’s individual needs, and provide financial engagement, education and empowerment to employees across all sectors of business and throughout all levels of employment.


Debra Saldana Sharp


Debra Saldana Sharp is the founder and Chief Executive Officer (CEO) of PATH. While providing consulting and administrative services for qualified retirement plans to clients across Texas through her first company SCI, Inc., Debra identified a critical need among businesses to educate and empower both employers and employees to make informed decisions related to their retirement, employment transitions and other life events.

In 2017, Debra launched PATH to provide personal one-on-one consultation to employees to help them understand their retirement investment options and execute transactions expediently when needed. Because PATH is an independent advisory firm, plan participants receive technical expertise with no undue investment influence.

Debra continues to serve as the CEO of SCI, Inc. established in 1994.

In November 2017, Debra was appointed by Governor Greg Abbott to serve on the Texas State Board of Public Accountancy. The State Board of Public Accountancy protects the public by ensuring persons issued certificates as certified public accountants (CPAs) possess the necessary education, skills and capabilities, and they perform competently in the profession of public accountancy.

Debra has over twenty years of experience in the financial services industry with a specialty in Employee Retirement Income Security Act (ERISA) plans and is a credentialed member of the American Society of Pension Professionals & Actuaries (ASPPA). Debra is a Qualified Pension Administrator (QPA) certified through ASPPA and an Enrolled Retirement Plan Agent (ERPA) with the Internal Revenue Service (IRS).

Debra is a past president of the Sterling Group in Houston and is a member of the Greater Houston Women’s Chamber of Commerce.

A native of Houston, Debra graduated from the University of Houston with a B.S. in Business Administration. She is a lecturer on and advocate for ensuring compliance in the retirement industry for both employers and employees.


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